We’re all doing em: lose weight, get fit, quit drinking soda… Why not for your finances? You know, I don’t like to call them resolutions. Even though the name means you are RESOLUTE in fulfilling these tasks, the truth in how we see new years resolutions is more like something we hope to get done, or may get done, or would be nice to do. It’s almost expected of us to fritter away the resolutions just because that’s what everyone else does. No, I like to call them New Years Goals. These are goals that I WILL accomplish in 2012!
- Be worth nothing! That’s right, some time in 2012, I will attain a net worth of ZERO! And I am so looking forward to it. Coming from -60,000 in Jan 2011, I’m more than amazed how I’ve been able to make the upward climb. It just shows how little attention I was really paying to my finances and how little planning I had done. Now I have a plan, I’m sticking to it, and moving forward.
- Get a new job. I know that more income is not the key to financial success but it would really help me catch up with my set backs. So I need to make more money, get matching 401k, and be HOME more often. Too much travel.
- Get Real Estate profitable. My real estate is still back and forth. It was good earlier this year when all rooms were filled. But when two tenants leave, you’re back in the negative cash flow each month. sigh. I need to get it simpler and cut costs to gain more profit. Any advice on this one I would greatly appreciate.
That’s it for my New Years Goals. How bout you guys? Got some NYGs?!